If you are unfortunate enough to suffer a major and catastrophic loss whilst our offices are closed/out of hours, please take the following action:-
· Take photos of the damage sustained, as many as possible will be helpful.
· Initiate all necessary and appropriate emergency works to “mitigate” (i.e. reduce) your loss, for example, restoring power, engaging water removal firms etc.
· Evidence the loss sustained by collating the costs incurred centrally. In terms of a commercial financial loss, such as business interruption, begin to gather evidence to prove what has been damaged, such as invoices for stock lost, or office contents damaged (computers/equipment etc.). Such evidence is vital in proving to the Insurers the loss you have sustained.Read more