1976 and 2018; UK heatwave draws unwanted comparisons

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The Met Office amongst others are drawing comparisons with this years’ hot dry summer and that of 1976.

In the early 1970’s with the boom in home ownership, mortgage providers thought Subsidence cover would be a useful addition to insurance coverage to protect their financial interests. Insurers were happy to oblige and add this low risk peril as standard to their policies.

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Changes to HMO Licensing

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New regulations come into force on 1st October 2018 in relation to homes of multiple occupation (HMO’s).

Currently, you require a license from the Local Authority if the property has:

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The Future of the High Street

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It has been reported that 50,000 retail jobs have disappeared so far this year. It looks like this is set to continue with more retailers looking to reduce their physical footprint.

Opinions remain divided, with the growth of on-line retailers, some are predicting the death of the High Street. However, there is a growing school of thought that this sector is resilient and will change and adapt.

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