For over 70 years we at Reich Insurance have worked tirelessly to protect organisations in the third sector.

 

We understand the special responsibilities you have and we are here to ensure you have bespoke cover which offers the right protection for your organisation, including staff, volunteers and service users alike.

As an independent chartered insurance broker, we are committed to providing innovative and flexible solutions, backed by a personal and professional service and a dedicated claims department which we believe is second-to-none.

Charity insurance covers you may benefit from include:

  • Public Liability
  • Employers Liability
  • Trustee Liability
  • Cyber Risks Cover
  • Property Damage
  • Business Interruption
  • Professional Indemnity
  • Employment Law Protection
  • Entity Defence
  • Fidelity

 

Public Liability

Does your charity interact with members of the public OR hold fundraising events?

If the answer is YES, then your organisation may require Public Liability insurance.

What will Public Liability insurance cover?

  • Legal costs and expenses in defence of a claim
  • Damages and compensation awarded against you.

 

Employers Liability

Does your charity have any employees OR volunteers?

If the answer is YES, then your organisation may require Employers Liability.

What will Employers Liability insurance cover?

  • Legal costs and expenses in defence of a claim
  • Damages and compensation awarded against you.

 

Trustee Liability

Does your charity have any trustees?

If the answer is YES, then your organisation may require Trustee Liability Insurance.

What will Trustee Liability insurance cover?

  • Legal costs and expenses in defence of a claim
  • Damages and compensation awarded against you.

 

Cyber Risks

Does your charity have a website or hold personal data?

If the answer is YES, then your organisation may require Cyber Risks cover.

What will Cyber Risks insurance cover?

  • Legal, IT security and regulatory costs.

 

Property Damage

Does your charity own any property OR any portable equipment such as laptops?

If the answer is YES, then your organisation may require Property Damage cover.

What will Property Damage insurance cover?

  • Buildings
  • General contents
  • Portable equipment.

 

Business Interruption

Would an interruption to your organisation’s activities affect its income?

If the answer is YES, then you may require Business Interruption insurance.

What will Business Interruption insurance cover?

  • Loss of income and increased cost of working, following an interruption.

 

Professional Indemnity

Does your charity give advice or service to your users?

If the answer is YES, then you may require Professional Indemnity insurance.

What will Professional Indemnity insurance cover?

  • Legal costs and expenses in defence of a claim
  • Damages and compensation awarded against you.

 

Employment Law Protection

Does your charity employ staff and could it be at risk of disputes in the workplace?

If the answer is YES, then you may require Employment Law Protection.

What will Employment Law Protection cover?

  •  Legal costs and expenses.

 

Entity Defence

Is your charity at risk of actions for corporate manslaughter, breach of contract or HSE investigation?

If the answer is YES, then you may require Entity Defence cover.

What will Entity Defence insurance cover?

  • Legal costs and expenses.

 

Fidelity

Do your employees or volunteers handle money on behalf of the charity?

If the answer is YES, then you may require Fidelity cover.

What will Fidelity insurance cover?

  • Loss of money or goods.

 

 

For further information on any of our insurance services, contact us today - we have it ALL covered.

Tel: 0161 830 5506

Email: andrew.tidey@reichinsurance.co.uk