We can now provide our clients with complete protection, including: 

 

- Group Life Assurance                     

- Group Income Protection

- Group Critical Illness                      

- Accident, Sickness & Unemployment

- Key Person Protection                    

- Shareholder Protection

- Cross Option Agreements               

- Business Loan Protection

 

- Group Life Assurance

Nobody likes to think of the worst, but everyone wants to know that their loved ones will be looked after when they’re no longer around. In the event of the death of an employee, Group Life Insurance policies will provide dependents with a tax-free lump sum, giving you and your employees peace of mind.

 

- Group Income Protection

You want to look after your employees and we’re here to look after you. If an employee can’t work due to illness or injury, you can be covered for up to 80% of their salary. This can also form a key component of a comprehensive benefits package, helping you to manage absence within your business while providing valuable financial support to employees and their families.

Rehabilitation experts and trained specialists can provide support and guidance to you and your employees in order to manage absence more proactively and help employees return to work faster, if appropriate.

 

- Group Critical Illness

Critical Illness cover will provide you with security should an individual be diagnosed with any of a list of specified conditions covered by the policy. You can rest safe in the knowledge that you and your employee are covered for the duration of their illness.

 

- Accident, Sickness & Unemployment

When you are looking for comprehensive ASU cover, we are on-hand to offer expert advice to ensure you have the right cover in place, suitable to your organisation’s needs.

 

- Key Person Protection

Ever thought of how you would cope or the financial impact on your company if a key member of staff was unable to work? Key Person Insurance covers the life of key persons/employees that are critical to your business and its ongoing success.

We are the experts and with access to insurers across the market, we can get the right protection for you, your family and your business. While our professional advisers are here for you and are always on-hand to provide advice, you can also apply for a quote online

 

- Shareholder Protection

With anybody owning 5% or more of your business being classed as a “significant shareholder”, you could soon have new business partners pulling the strings in your business. We at Reich Chestnut can prevent this from happening by protecting you and your partners, ensuring if the worst does happen, your business stays in the right hands. This complements a Cross Option Agreement within the firm.

 

- Business Loan Protection

Whether your business has an outstanding overdraft, commercial mortgage or director’s loan, Business Loan Protection is there to offer peace of mind when your business needs it most. Policies can include covers for the death of a key person or in the case of critical or terminal illness.

 

Our partnership with Zurich

We always strive to get the best result for you and your business. We have partnered with Zurich, a market-leading global brand, to provide you with some of the best rates in the market across all of our business channels.

Zurich's plans are designed for clients who are and have been resident in the UK for the past six months.

If you're interested in applying for one of the above plans, but don’t know which insurance is right for you, speak to one of our dedicated experts. They will help you to select the right plan and will talk you through the application process.

 

For further information, please contact the Life Assurance team on 0161 830 5511 or email protection@reichchestnut.co.uk.

What our customers are saying...

We have recently used Chestnut Insurance to review all of our personal and company policies.

The customer experience has been really positive with Julie being accessible and responsive at all times.

Caroline Pearson (Pearson Fraser Chartered Accountants)