DID YOU KNOW….?

MORE PEOPLE IN THE UK INSURE THEIR PETS, THAN THEMSELVES*.

 

We are delighted to offer a special online-only rate, available exclusively through Reich…

To take advantage of this offer, please complete the short form (using the promotional code Reich10**). It will only take a few minutes of your time and ensures complete peace of mind at an incredible rate. What's more, you will be insured immediately upon acceptance.

** For full terms and conditions please click here

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We can now provide our clients with complete protection, including:

 

- Individual Life Assurance                

- Life and Critical Illness Insurance

- Individual Income Protection 

- Decreasing Mortgage Cover

- Level Protection Plan                       

- Whole of Life Plan

- Income Protection Plan                     

- Relevant Life Protection

- Inter Vivos Policies                          

- Personal Accident, Sickness and Unemployment

 

- Individual Life Assurance

Nobody likes to think of the worst, but everyone wants to know that their loved ones will be looked after when they’re no longer around. In the event of a death at work, Individual Life Insurance policies will provide dependents with a tax-free lump sum and/or a taxable pension, giving you and your family peace of mind.

 

- Life and Critical Illness Insurance

Life and Critical Illness cover will provide security should an individual be diagnosed with any of a list of specified conditions covered by the policy – this will differ with each provider. With our expert advice, you can rest safe in the knowledge that you have the right cover in place for the duration of the illness.

 

- Decreasing Mortgage Cover

For individuals wanting to pay-off the outstanding amount on a mortgage if the worst should happen, Decreasing Mortgage cover is available at extremely competitive rates. If the individual was to die or be diagnosed with a terminal or critical illness, comprehensive cover is available to protect their family.

 

- Level Protection Plan

Designed to protect you or your family, a Level Protection Plan is ideal for individuals looking to provide a sum of money to protect their family, should they die, or be diagnosed with a critical or terminal illness. This can include either Life cover only or Life or earlier Critical Illness cover. The plan pays out the full sum insured once.

 

- Whole of Life Plan

Not limited to a specific term, a Whole of Life Plan will provide a lump sum payment to your family upon death. It can also provide tax-efficient inheritance planning cover for your family, so as not to impact their inheritance.

 

- Income Protection Plan

Whether due to illness or injury, when your employer stops paying your salary, our policy will take over. Cover is also available for self-employed clients too.

 

- Inter Vivos Policies

When it comes to Inheritance Tax, taper relief is there to reduce the amounts of Inheritance Tax, where the amount chargeable transfers exceed the nil rate band on death. Here a ‘gift inter vivos’ policy could be considered to cover the actual Inheritance Tax liability on the chargable gift.

 

- Personal Accident, Sickness and Unemployment

Comprehensive policies are available to cover you and your loved ones, in the event of ill health or redundancy.

 

- Relevant Life Protection

Relevant Life is a tax efficient way for directors of a firm to write their Personal Life insurance through the business, reducing their corporation tax and therefore not incurring corporation tax and personal tax before paying premiums to a provider.

 

Our Partnership with Zurich

We always strive to get the best result for you and your family. We have partnered with Zurich, a market-leading global brand, to provide you with some of the best rates in the market.

Zurich's plans are designed for clients who are and have been resident in the UK for the past six months.

If you're interested in applying for one of the above plans, but don’t know which insurance is right for you, speak to one of our dedicated experts. They will help you to select the right plan and will talk you through the application process.

 

For further information, please contact the Life Assurance team on 0161 830 5511 or email protection@reichchestnut.co.uk.

 

* Sources: Aviva, 2015. Friends Life via Actuarial Post.

What our customers are saying...

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