Property Investors

It is essential that your valuable assets are adequately protected so that in the event of an incident you have sufficient funds to ensure they are reinstated to their pre-damaged condition and that you continue to receive rental income whilst this process is completed.

At Reich, we have a bespoke range of products that can be tailored to suit your individual circumstances, providing maximum protection and underwritten by some of Europe's premier Insurers, at very competitive premiums.

When you entrust your insurances to Reich, you will have peace of mind that should the unthinkable happen, you have the best protection available, backed up by a team of dedicated professionals to guide you through the claim process.

Product information

Your cover is based on our own branded wording, providing what we believe to be amongst the widest cover available anywhere. Key features include:

  • Full All Risks
  • Loss of Rent
  • Property Owners' Liability
  • Contract Works – automatic cover
  • Alternative Accommodation for residential portions
  • Cash option for reinstatement
  • Blanket average
  • Less onerous conditions for unoccupied properties
  • Capital additions
  • Automatic cover for properties you inadvertently omit to insure and much more.

Case Study:
Canary Wharf

The Docklands area of London has some of the highest concentration of large buildings in the UK. Due to their high value, perceived exposure to terrorist attacks and the nature of the businesses trading from them, Insurers' capacity to underwrite these risks is very limited.

We recently placed a large estate with one specific Insurer – no mean feat in itself. However, it subsequently transpired that the reinstatement value of the buildings had been underestimated. As a result, we increased the Buildings' Declared Value taking the total Sums Insured to over £400 million.

In the end, this proved too much for one single Insurer to cover as in the event of a total loss the Insurer would be faced with a huge payment.

We approached various other Insurers and sourced an alternative who agreed to take part of the risk.

Cover was confirmed and this piece of prime real estate is now fully covered by two of Europe's largest Insurers.

T: +44 (0)161 834 8877

enquiries@reichinsurance.co.uk