Exclusive Property Insurance Cover
At Reich we have our own policy wordings exclusively for clients of Reich.
These wordings provide many additional covers over and above Insurer’s standard wordings, at no additional cost.
These include but are not limited to such things as:
- Contract Works insurance automatically included up to £1M
- Eviction of Squatters
- Reinstatement to match
- Theft by persons lawfully on the premises
- Capital additions
- Party Wall Cover
- Loan and Facility Agreement cover for your Lender
- High limit for loss of rent/alternative accommodation for residential properties
- Notifiable disease
- Prevention of access.
To benefit from these enhanced policy wordings, contact one of our team who would be delighted to provide you with a quote for your insurances.
Additional Insurance Cover
In addition to core property insurance we can provide additional protection for your business:
Engineering Inspection – Your Statutory Responsibility to inspect your lifts and pressure vessels
Professional Indemnity – Protects you against negligent advice
Directors & Officers – The costs of defending legal actions against your Directors in a personal capacity
Legal Expenses – Assists with the legal costs in relation to your property. Can be extended to include repossession of your residential property
Cyber - Protects you against liability for loss of personal data and restoration of your systems following a cyber attack
Legal Indemnity – Protects you against issues in the deeds or rights of access
Right to Light – Assists you in dealing with neighbour’s claims following a new development that reduces the light to their properties
Latent Defects – Guarantees the quality of work carried out by your contractor
Construction – Insures any new build, including extensions or alterations against damage.
We have an exclusive Terrorism facility with certain underwriters at Lloyds.
A summary of some of the benefits:
No requirement for Government to declare an official terrorism event
- Includes Sabotage
- Includes Nuclear, Chemical, Biological and Radiation
- No requirement to cover every property you own
- Competitive premiums
- Loss of Rent can be included
Some of the additional services we can provide to assist you:
Vacant Properties – We can put you in touch with a company that specialises in inspecting and protecting vacant properties
Rebuilding Cost Valuation – We can arrange for your building to be revalued to illuminate under-insurance. We also have a unique facility with a number of Insurers to fund this cost.